“What documents are needed for a home loan pre-approval?”
- Recent paystubs
- W-2s from the past 2 years
- Tax returns for the past 2 years
- Bank statements
- Lease agreements with landlord (if renting)
- Current mortgage statement (if currently a homeowner)
- Copy of driver’s license and Social Security card
- United States permanent resident card (if applicable)
- Home insurance quote
In addition to paperwork, your pre-approval session with your lender should include a discussion about your down payment and loan options.
It’s important to have a paper trail of where your down payment and closing cost funds are coming from. Documentation includes deposit slips and an explanation to make sure your down payment is not from unauthorized gifts.
Tony Clark Realtors believes every family should feel confident when buying and selling a home. We are here to be your trusted adviser. Since 1976, we are the Owensboro Kentucky market expert.
Tony Clark Realtors | 2934 Frederica Street Owensboro, Kentucky | (270) 683-SOLD
Tony Clark Realtors believes every family should feel confident when buying and selling a home. We are here to be your trusted adviser. Since 1976, we are the Owensboro Kentucky market expert.
Tony Clark Realtors | 2934 Frederica Street Owensboro, Kentucky | (270) 683-SOLD
Tony Clark Realtors®, LLC is located in Owensboro, KY, and has been representing home buyers and home sellers for over 40 years. Tony Clark Realtors® is also trusted by many property owners to manage their rental properties, having one of the largest portfolios of rental properties available in the area. When you choose Tony Clark Realtors® for your real estate needs, you can have peace of mind as to the high value and quality of service you'll receive.